Checklist
What we need from you
- Latest credit report (or we pull one with consent)
- PAN & Aadhaar
- Loan/credit card statements in dispute
Process
How it runs, step by step
| Step | What happens | Typical time |
|---|---|---|
| 1 | Full report pulled and reviewed line by line | 1–2 days |
| 2 | Discrepancies identified and documented | 1 day |
| 3 | Dispute filed with the bureau and the reporting lender | 1 day |
| 4 | Follow-up until the bureau confirms correction | 30–45 days |
| 5 | Updated report shared once corrected | On closure |
Questions
Before you ask
Can a wrong entry on my CIBIL report actually be removed?
Yes, if it is genuinely wrong — a closed loan still showing active, a duplicate account, an incorrect DPD. The bureau and the lender both have to correct it; we file with both.
How long does a dispute take?
Bureaus typically resolve within 30–45 days. We follow up until the corrected report is issued.
Will this raise my score?
Removing an error removes its effect on the score. We do not promise a number — no one honestly can.
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